Changing The Way We Talk About Debt

The Freeze Debt app is the first of its kind, changing the way the debt industry works and adapting the debt solution process to suit its users.

iPhone displaying one of the Freeze Debt registration pages. Screen reads 'one affordable monthly payment'.

What we do differently


There’s only three simple steps standing between you and your perfect debt solution. Once these are completed, you’ll be well on your way to a debt-free future.


Our app uses a smart debt AI advisor to analyse your financial situation and provide you with the advice and information you need to make an informed decision about your next steps.


The Freeze Debt app is available on iOS and Android, and unlike more traditional methods used by the debt industry, can be accessed 24/7 at your convenience.

Line art of a stack of coins in purple.
Add your debts
Line art of a calculator in purple.
Tell us your budget
Line art of a house and a small coin in purple.
Add any assets

Now available to download on mobile and desktop

Take your first steps towards a better financial future.

A black laptop next to a black iPhone both displaying the Freeze Debt logo against a white background.