What Options Do You Have For Paying Off Your Debt?

If you’re having major money worries, the worst thing you can do is bury your head in the sand, as this will only make your issues worse. It is important to remember that no debt problems are unsolvable. It might not be easy or quick, but there's always a route. And the earlier you deal with them, the easier they are to deal with.

Below is a selection of debt solutions which can help to write off your unaffordable debt:


A debt relief order (DRO) is one way to deal with your debts if you don’t own your own home, don’t have much spare income, and your debts are £20,000 or less. Some types of debt don’t count towards this limit, so check whether you're eligible before you decide.


An administration order (AO) is a formal and legally-binding agreement between you and your creditors to pay back your debts over a period of time.


Bankruptcy is a legal status of a person or other entity who cannot repay debts to creditors. In most cases, bankruptcy is imposed by a court order, often initiated by the person in debt.


An individual voluntary arrangement (IVA) is a formal and legally binding agreement between you and your creditors to pay back your debts over a period of time.

What's the best solution for you?

Get help now with FREEZE. We’re here to help you find a debt solution and put your mind at ease.

Is debt making you feel:

  • OUT OF CONTROL and there is nothing you can do about it.

  • HOPELESS especially if your debt is getting worse.

  • EMBARRASSED to talk to anyone about your financial situation.

  • DEPRESSED and anxious every time the phone rings

Let FREEZE help you to take back control of your debts. Simply download the app and answer 2 questions to see what solutions would be best suited to your needs…

Find Your Solution

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Freeze Debt Ltd is registered in England and Wales. Registered Number 11842271. Incorporated in England and Wales, with company number 11842271 and having its registered office at Ambler House, Trevelyan Square, Leeds LS1 6ED.  Freeze Debt Ltd is an Appointed Representative of Blackberry Finance Limited. Our Firm Reference Number is 840092. You can check these details on the register: https://register.fca.org.uk.


Freeze Debt provides insolvency solutions to individuals throughout the UK.