"I didn't know how to handle it."

It’s no secret that debt can rapidly and unexpectedly spiral out of control, and for me, it quickly became a consuming part of my daily life.


One of the lowest points in my debt journey was being unable to afford my council tax and rent - I was ashamed, and I didn’t know how to handle it.


These, along with my other debts - store cards, credit cards, overdrafts, you name it - added up to monthly repayments of over £1000, something that I just couldn’t afford.

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I saw an ad for Freeze Debt on my Facebook page, and was curious about how it could help.


The registration process was quick and easy, and writing all of my debts down was really significant to me, and made me realise just how real my debt problems were.


One of the solutions I was eligible for was an IVA, which at first, I was worried about, because I knew that there was a bit of a stigma around them. The debt experts at Freeze walked me through the pros and cons of the solution, and by doing so, gave me an idea of what to expect so I wasn’t in for any surprises during debt repayment. 


Amazingly, my monthly payments were reduced from over £1000, to just over £100 - I was shocked. I couldn’t believe I’d let myself suffer for so long whilst this solution had been sitting there waiting for me. 

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*Polly, Freeze Debt Customer

*Name changed for anonymity.

"For a long time I’ve been getting into more and more debt. As soon as pay day would come, my debts would be paid straight away - leaving me with nothing for the month. I saw an ad on Facebook for Freeze Debt so I thought I would give it a go, and they have been nothing but helpful and understanding! I feel like a massive weight has been lifted off my shoulders. I'm so relieved & happy with not only the outcome, but the service and the help these guys give - always there if you need help with anything. 100% recommend  to anyone with debts they can’t seem to get rid of."

- Lee J

I was also told that by taking out an IVA, I’d be making monthly payments for a total of 6 years or shorter if I managed to pay my debt back, but with my new monthly payments, this meant that over 50% of my debt would be wiped at the end of my debt solution!


‘I can’t thank the Freeze Debt team enough. I’m no longer worried about my debt, and can finally begin to move forward.’


Olivia and Qaasim, two of the advisors at Freeze Debt, were a huge help, and kindly guided me through what I thought would be a really difficult experience, providing me with the support I needed every step of the way.

Register your details in under 4 minutes here, or download the app below.