Debt Solutions Made Easy

iPhone displaying one of the Freeze Debt registration screens. Screen reads 'the one stop debt solution app'.

Freeze Debt is the UK's leading debt advice and solutions app, providing users with an alternative, stress-free method of communication.

Your perfect debt solution at your fingertips

There are only three steps standing between you and a brighter financial future.
Tell us your budget
Add your debts
Add any assets
Line art of a stack of coins in cyan.
Line art of a calculator in cyan.
Line art of a house and a coin in cyan.
iPhone displaying the Freeze Debt dashboard. The screen states that all three steps have been completed and that four debt solution matches have been found.

Stress free solutions

We take the stress away from debt. No awkward phone calls. 24/7 app access. Find a solution at a time and pace that suits you.
Our in-app messaging service is easily accessible, allowing seamless messaging at your convenience between you and your personal debt advisor.

Quick and simple debt help

Expert advice

Our debt advisors are experienced in finding solutions based on the individual circumstances of our users. Your solution is completely personal to you and your financial situation.
iPhone displaying the Freeze Debt summary page. The screen rounds up the user's debts, income, expenditure and assets.
iPhone displaying the Freeze Debt live chat instant messaging function. Jonathan messages first saying 'Hi, Katie, my name's Jonathan. I'm an advisor here at Freeze. How are you today?'. Katie replies with 'Hi, I'm okay thanks'. Jonathan responds with 'Great. I'll beg going through your debt solution in detail to make sure you are fully aware of the options available. Do you have any questions before we get started?'.
iPhone displaying the Freeze Debt app's solutions page. The page shows comparisons between different debt solutions including an individual voluntary arrangement, a debt management plan, bankruptcy and a debt relief order.

Leave your debt problems behind

Download the mobile app today to discover the debt solutions available to you in as little as 4 minutes.
We’re one of a number of organisations that provide free debt advice. If you’d like more information on other sources of free debt help and advice you can visit MoneyHelper. Set up to put people in control with impartial money help that’s on their side, backed by government and free to use.

I can finally see the light at the end of the tunnel.

After years of constant struggle with my debts I can finally see a light at the end of the tunnel. Can’t thank Freeze enough for pointing me in the right direction and helping me find a solution that works for me. Thanks again everyone at Freeze, a massive help.



No anxiety!


I learnt the hard way that debt doesn’t go away. I downloaded the app and signed up. I entered my debts directly from my credit report and I was given options straight away. Everything is done through the app, so there’s no anxiety with phone calls. Everything is also completed by Freeze so you don’t have any paperwork. First time in 20 years I have my money under control.



The best thing I ever did!

Honestly the best thing I ever did. My mental health and anxiety hit an all time low due to debt, but being able to communicate my issues via chat was a massive first step. When I did have a phonecall they weren't judgemental and talked me through what to expect at the next step. I can't recommend Freeze enough, they were fantastic.



Don't just take our word for it

With hundreds of five star reviews on the App Store and Google Play Store, it’s easy to see why we’re the fastest growing debt app.
Get the App
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