World’s First Debt Advice and Solutions App Incorporates Credit Referencing Tool

Freeze Debt, the world’s first free debt advice and solutions app, has partnered up with HubSolv - an insolvency and debt management software specialising in providing the industry with the correct tools to improve the way they work.


The two have teamed up to incorporate credit referencing into the app, which in turn, will make  Freeze Debt the industry provider offering the fastest and most accurate debt solution service.


Fraser Hamilton, Co-Founder of HubSolv, offered his insights on the partnership: 


“We’re excited to integrate with Freeze Debt for many reasons, one of which being that the app is the first of its kind. As the leading insolvency case management platform for almost 7 years, we have streamlined the approach to obtaining a credit check so that users of the app can ensure that the data returned is both accurate and secure. Moving forward, we are confident that both HubSolv and Freeze Debt will continue to benefit from this growing partnership, and we eagerly anticipate the debt management solutions that our two businesses will produce in the future.”


The app has been praised by customers for it’s in-app messaging service that eradicates the need for lengthy phone calls and awkward conversations, replacing them with a quick, easy and user-friendly service requiring users to input information regarding their debt and finances in order for the debt AI feature to determine suitable and personalised debt solutions.


Adding credit referencing alongside the open banking standard financial statement means that the  app user can access personalised and accurate debt solutions in under 2 minutes, compared to the traditional ‘call centre model’ and industry average of around 45 minutes.


Freeze Debt CEO, Harjit Moore, came up with the app idea when he saw a space in the market for a way to digitise debt solutions:


“There’s no denying that the app is revolutionising the debt industry. Nobody else does what we do, so we really are implementing change and providing a service that is actively encouraging consumers to speak up about their debt - without the daunting prospect of a lengthy phone call.”



‘3 Steps to a Solution’


Freeze Debt’s ‘3 Steps to a Solution’ will provide users with expert debt advice and suitable solutions based on their personal circumstances in under 2 minutes, simply with the following steps:


Step 1: Register your details.

Step 2: Connect credit referencing for debts.

Step 3: Use Open Banking to submit your income, expenditure and assets.


Receive expert advice on suitable debt solutions based on your personal circumstances!



About Freeze Debt


Freeze Debt is the first free debt advice and solutions app helping UK consumers to take their first steps towards a debt-free future and working to end the stigma around debt. The app works entirely through an in-app messaging service, which puts consumers in direct contact with expert debt advisors and provides a confidential space to speak openly about debts and financial worries without judgement.


Download the app on the Apple Store or Google Play Store today.

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Freeze Debt Ltd is registered in England and Wales. Registered Number 11842271. Incorporated in England and Wales, with company number 11842271 and having its registered office at Ambler House, Trevelyan Square, Leeds LS1 6ED.  Freeze Debt Ltd is an Appointed Representative of Blackberry Finance Limited. Our Firm Reference Number is 840092. You can check these details on the register:


Freeze Debt provides insolvency solutions to individuals throughout the UK.