What is Freeze Debt?

Freeze Debt is an FCA regulated, multi-award winning debt advice and solutions app built to modernise and simplify the way we manage debt.

Our journey so far

Freeze Debt was founded in 2019 by CEO, Harjit Moore, after he recognised a need for change in the debt industry. Throughout our exponential growth, the business has been recognised across the FinTech and debt industries, including being named FinTech Initiative of the Year by the Yorkshire Financial Awards.

Our users

Since launching in May 2019, the app has helped thousands of those struggling with debt and financial worries pay off over £30m of debt.

iPhone displaying the Freeze Debt live chat instant messaging function. Jonathan messages first saying 'Hi, Katie, my name's Jonathan. I'm an advisor here at Freeze. How are you today?'. Katie replies with 'Hi, I'm okay thanks'. Jonathan responds with 'Great. I'll beg going through your debt solution in detail to make sure you are fully aware of the options available. Do you have any questions before we get started?'.
LOQBOX logo.
Money Dashboard logo.

Our affiliates

Ready to download?

Try the award winning app for yourself.

Who Are We?

Meet the team

Our team are the lifeblood of the business, with every person bringing something unique to the table and all with a shared passion of helping those struggling financially.

Have a question?

Get in touch using the contact form or check out our FAQs and blog pages for more information.

Contact Us

Thanks for submitting!

Follow us on social media

Check out our socials for updates, budgeting advice, competitions and more. 

  • Instagram
  • Facebook
  • Twitter
  • LinkedIn
  • TikTok


Head of Debt Solutions


Senior Insolvency Advisor


Insolvency Advisor


Debt Advisor


Debt Advisor


Marketing Assistant


Digitial Marketing Apprentice



Our board

Our board have worked with Freeze from its conception and thanks to their expertise, the app has continued to shake up the debt industry. 

Harjit wears a pale pink t-shirt while sitting at a desk looking at his laptop. He has one hand on the mouse.

Harjit Moore

Freeze Founder/CEO

Sinclair wears a business suit with a red tie and smiles at the camera. He's stood infront of a white wall.

Sinclair Elliot


Richard wears a white shirt and a blazer. He smiles at the camera and is against a white studio background.

Richard Carter

Equiniti Credit Services